INSTANT TRANSFERS

Send money to any bank in seconds

Experience lightning-fast transfers to any bank account in Nigeria. No delays, no hidden charges, just seamless payments.

Start Sending Money

Why send money with Xenfa?

We've built the most reliable payment network for your peace of mind.

Enjoy free transfers to other Xenfa users and some of the lowest rates for inter-bank transfers in the market.

Generate and share transaction receipts instantly after every transfer. Keep verified records of your payments.

Your money is protected by advanced encryption and fraud detection systems. We are fully licensed and regulated.

Transfer funds in just 3 simple steps

Enter the recipient's bank account details or select from your saved beneficiaries.

Input the amount you want to send. See the exact fee and total before you confirm.

Review the details and confirm. Money arrives in seconds, not days.

How fast are transfers?

Transfers to other Xenfa users are instant. Bank transfers typically complete within seconds to a few minutes, depending on the receiving bank.

Are there any fees for sending money?

Transfers to other Xenfa users are completely free. For bank transfers, we charge a small flat fee that's displayed before you confirm your transfer.

What's the maximum I can send?

Daily and monthly limits depend on your verification level. Fully verified users can send up to ₦5,000,000 per transaction.

Can I schedule recurring transfers?

Yes! Set up automatic transfers for rent, subscriptions, or allowances. Choose daily, weekly, or monthly schedules.