Pay and Receive Payments with Ease
Receive, send, exchange, and manage multiple currencies in one app. Open a foreign bank account from your phone for free.
Receive, send, exchange, and manage multiple currencies in one app. Open a foreign bank account from your phone for free.
Trusted by thousands of users across Africa
Send money, pay bills, get cards, and manage currencies — all from your phone.
Transfer funds instantly to any bank account in Nigeria with zero hassle.
Send moneySend money internationally with the best exchange rates and lowest fees.
Pay globallyCreate virtual cards for online shopping, subscriptions, and payments worldwide.
Get your cardExchange currencies instantly with real-time rates that beat traditional banks.
Convert nowTop up airtime, pay electricity, cable TV, internet, and other bills seamlessly.
Pay bills
Foreign or local payments? We'll deliver it right on time.
Make a transfer →
Make international payments with a virtual debit card that just works.
Get Your Card →
Send professional invoices and accelerate your global payments from your clients.
We are fully regulated by CBN and Fintrac, so your money is 100% Protected.
Switch your Xenfa app to the language you're most comfortable with.
Get help anytime with our dedicated support team always ready to assist you.
Send professional invoices and accelerate your global payments from your clients.
We are fully regulated by CBN and Fintrac, so your money is 100% Protected.
Switch your Xenfa app to the language you're most comfortable with.
Get help anytime with our dedicated support team always ready to assist you.
Get started in minutes. No paperwork, no branch visits, no stress.
Get Xenfa from the App Store or Google Play
Sign up with your phone number and verify your identity
Send money, pay bills, and manage your finances
Trusted by over half a million Africans worldwide
Billions in secure transactions every month
Send and receive money from anywhere in the world
We're always here to help you with any issue
Download the Xenfa app and start enjoying seamless banking today. Available on iOS and Android.
Your money,
anywhere